You may need to provide documents and ID such as: If done online, the application process can take as little as 10 minutes, provided you have everything on hand. In addition, you may also have to meet the minimum loan amounts specified by the provider (see above). Have a solid credit rating and not be bankrupt.Currently employed with a stable income.You must be a permanent Australian resident or valid work visa holder.The car or motorcycle must be for personal use.When applying for a personal loan with Westpac (or most providers in Australia for that matter), you generally need to meet the following criteria: Please note the products and Star Ratings displayed are based on a loan amount of $20,000 for a three-year loan in NSW.Īpplying for a Westpac personal loan is straightforward you can do it online after visiting Canstar’s comparison tables. The table below displays a snapshot of Westpac’s personal loan products on Canstar’s database. Yes, Westpac does offer unsecured personal loans as well as its car loan product. Either made in Australia or imported by the manufacturerĬheck the PDS (product disclosure statement) for Westpac’s car loan criteria.Generally, your chosen vehicle might need to be:
To be eligible for a secured car loan with Westpac, your application will be subject to its normal lending criteria.
Is your car eligible for a secured loan with Westpac? A potentially lower interest rate than you’d get using Westpac’s unsecured personal loan.
Westpac car loan calc registration#
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